Lowenstein Sandler LLP today announced the launch of its Multi-State Securities, Money Transmitter & Lending Regulatory Group, a cross-disciplinary practice designed to help clients navigate the increasingly fragmented landscape of state and federal financial regulation. Led by partners Christopher W, Gerold, former Chief of the New Jersey Bureau of Securities, and William Brannan, the group integrates state securities enforcement and multi-state financial services licensing capabilities into a single, market-facing platform.
Lowenstein’s interdisciplinary team operates at the intersection of securities, lending, payments, and money transmission oversight— where “national” markets and state authorities routinely collide. Drawing on the firm’s established strengths across digital assets, securities litigation, investment management, and commodities, the group also includes Ethan L. Silver, partner and Co-chair of Lowenstein’s FinTech, Crypto, Trading & Markets and Chair, Broker-Dealer and FinTech practices; and Leo B. Choi of the FinTech, Crypto, Trading & Markets group.
Gerold says: “State securities regulation has been the core of my career, and the relationships and insight I’ve built over the years are what set our Multi-State Securities, Money Transmitter & Lending Regulatory Group apart. We understand the real-world challenges broker-dealers, investment advisers, fintech companies, and issuers face with blue sky compliance, multi-state investigations, and fast-changing regulatory expectations across all 50 states. We bring deep experience in nationwide state securities laws, regulatory examinations, and enforcement trends to help clients anticipate issues, respond quickly, and operate with confidence in every jurisdiction where they do business.”
As former President of the North American Securities Administrators Association and two-time Chair of NASAA’s Enforcement Committee, Gerold has extensive experience in nationwide, multi-state investigations and policy initiatives shaping securities regulation and enforcement. His knowledge of how state regulators collaborate and how they intersect with federal authorities enables him to provide pragmatic, informed counsel to clients operating in regulated markets.
“Financial services businesses increasingly scale across jurisdictions from day one,” says Brannan. “Success depends on anticipating where state and federal oversight align, where they diverge, and how to manage both. Our team is built to deliver that strategy.”
He adds: “Licensing, registration, examinations, and ongoing compliance across 50 states can create real risk for innovators. We help clients design business models and compliance programs that scale efficiently while meeting each jurisdiction’s unique requirements.”
About Lowenstein Sandler LLP
Lowenstein Sandler is a national law firm with over 400 lawyers working from offices in New York, Palo Alto, Roseland, Washington, D.C., and Utah. The firm represents clients in virtually every sector, with particular strength in technology, life sciences, private equity, venture capital, investment management, and complex litigation. Lowenstein Sandler is known for industry-focused teams that combine sophisticated legal acumen with a practical, business-first approach to client service.
