Bruce Nathan will present the program entitled "Loose Lips Sink Ships," to the National Association of Credit Management. The program will discuss how credit professionals can distinguish what is and is not a permissible communication at a trade group meeting and the risk of costly antitrust litigation if discussions go too far. There will also be a discussion about requirements of the ECOA and Reg B for communicating an adverse action and how "over the top" comments communicated orally, written, or contained in a file raises the risk of exposure.