Join our Food Insurance and Risk Management Group on 
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Every food company has insurance policies — the problem is getting insurers to pay on claims.
This is particularly critical for food companies as new liabilities flood the industry. The Food Safety and Modernization Act has greatly increased the FDA’s power to order recalls—recalls that can leave you vulnerable to lawsuits. Competitors and consumer groups are increasingly challenging the accuracy of food companies’ advertising and food contamination claims abound.
The insurance industry meets these claims with the mantra "Claim Denied." A food company making an insurance claim can expect to fight its insurer for payment. Sometimes, you can negotiate a good settlement. Or, you may have to take the fight to court. And as emerging case law demonstrates, insurance companies tenaciously litigate these claims, and often win.
That's where Lowenstein Sandler comes in. It's hard to beat insurance companies, but our attorneys have the experience and know-how to get you the coverage that insurance companies deny. We understand how to present claims and we negotiate with insurers in their language. And our insurance litigators represent only policyholders. In 30 years, we have never represented an insurance company on a coverage issue. We're on your side and only your side.
Our Services
- We review your company's current policies to determine if they provide appropriate coverage for food-related claims.
- We perform audits of your risks and advise on appropriate food product policies.
- We advise companies on presenting claims to your insurers.
- If insurers deny these claims, we negotiate or litigate for coverage on your behalf.
Lowenstein Sandler's food insurance specialists are devoted to this specialized area of insurance coverage law. We write and speak extensively in this area, and align ourselves with other professionals who serve the food industry. We created this web page to serve as a "one stop shop" for food industry professionals looking for timely information about food product insurance and related industry risks and liabilities. Here you'll find articles on emerging issues, relevant case summaries, and new legislation, including the Food Safety and Modernization Act, as well as links to other resources, such as http://www.foodsafety.gov/, a food safety web site managed by the U.S. Department of Health & Human Services.
For more information about food product insurance or other areas of insurance law, please contact any of our Insurance Law attorneys.
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